:root{--teal:#2fb3a0;--teal-d:#1f9384;--teal-soft:#e6f6f3;--navy:#16324b;--ink:#16324b;--muted:#5d7288;--page:#f2f7f6;--card:#fff;--line:#e4ecec;--lav:#6f6ae0;--r:20px;--shadow:0 1px 2px rgba(20,50,60,.05),0 12px 30px rgba(20,50,60,.07)}
*{box-sizing:border-box}
body{margin:0;background:var(--page);color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased;line-height:1.55}
.wrap{max-width:1000px;margin:0 auto;padding:20px 20px 60px}
.nav{display:flex;align-items:center;gap:10px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand .word{font-size:22px;font-weight:800;letter-spacing:-.02em;color:var(--navy)}
.brand .word b{color:var(--teal-d)}
.by{font-size:11px;color:var(--muted)}
.spacer{flex:1}
.navlink{font-weight:700;font-size:14px;text-decoration:none;color:var(--navy)}
.btn{display:inline-block;background:var(--teal-d);color:#fff;border:0;border-radius:12px;padding:13px 20px;font-weight:700;font-size:15px;cursor:pointer;text-decoration:none}
.btn.ghost{background:#fff;color:var(--teal-d);border:1px solid #bcdfd9}
.hero{background:linear-gradient(135deg,#16324b,#1f9384);color:#fff;border-radius:28px;padding:48px 40px;margin-top:18px;box-shadow:var(--shadow)}
.hero h1{font-size:38px;line-height:1.1;letter-spacing:-.02em;margin:0 0 14px;max-width:17ch}
.hero p{font-size:17px;opacity:.94;margin:0 0 22px;max-width:54ch}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap}
.hero .btn.ghost{background:rgba(255,255,255,.12);color:#fff;border-color:rgba(255,255,255,.4)}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:700;opacity:.85;margin-bottom:12px}
.cols{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:26px}
@media(max-width:760px){.cols{grid-template-columns:1fr}.hero{padding:34px 24px}.hero h1{font-size:29px}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:var(--shadow)}
.card h3{margin:0 0 8px;font-size:19px;color:var(--navy)}
.card p{margin:0;color:var(--muted);font-size:15px}
.tag{display:inline-block;font-size:12px;font-weight:700;color:var(--teal-d);background:var(--teal-soft);border-radius:999px;padding:4px 11px;margin-bottom:12px}
h2.section{font-size:14px;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);margin:40px 4px 4px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:14px}
@media(max-width:760px){.steps{grid-template-columns:1fr}}
.step .n{width:30px;height:30px;border-radius:50%;background:var(--teal-soft);color:var(--teal-d);font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:10px}
.centerCTA{text-align:center;margin:44px 0 8px}
.centerCTA h2{font-size:26px;color:var(--navy);margin:0 0 8px}
.draft{background:#fff7ed;border:1px solid #fde3cf;color:#8a4b23;border-radius:10px;padding:9px 12px;font-size:12px;margin-top:14px}
footer{margin-top:50px;border-top:1px solid var(--line);padding-top:20px;color:var(--muted);font-size:13px;display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.field{margin:14px 0}
.field label{display:block;font-weight:600;font-size:13.5px;color:var(--navy);margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;border:1px solid var(--line);border-radius:10px;padding:11px 12px;font-size:14px;font-family:inherit}
.consent{display:flex;gap:9px;align-items:flex-start;font-size:13.5px;margin-top:12px}
.consent input{margin-top:3px;flex:none}
.status{font-size:13px;color:var(--muted);margin-top:10px}